Venting....An Update Of Sorts

Thank you for the kind comments on my venting post. I am grateful for the prayers. I got several emails and comments suggesting that I contact the bank, so I decided to just give a quick post response:) I went to the bank and begged them to work with me. They refused to even discuss the matter with me because my name isn't on the loan. They said my dad has been difficult to deal with and refuses to contact them regarding his other loan. They feel it is in the best interest of their institution to cut their losses and break all ties with him as a customer. They figure that the only way the bank would get any compensation for the loss of a loan the size of his would be to take my car as the collateral for his unpaid loan. I guess it's the only way they can see fit to handle the situation. I just don't understand how punishing me is helping the bank! My dad doesn't seem to mind that they are taking my car in lieu of payment on his loan. It doesn't affect him....he still has a car. He refuses to call the bank on my behalf and tells me to simply "find another car." My dad has started the process of filing chapter 7 bankruptcy and isn't ever going to have to pay off his debts. He pulled his home out of the bankruptcy so he keeps his home, his car, and all the things he's bought with his personal loans and credit cards. The way I see it, the only one losing out in this deal is my family. He can restablish his credit in a few months and live just fine. It'll take us months to come up with the means to replace our only car. The whole situation is stressful, and we are grateful to be in your prayers. Thank you friends.